Terms & Conditions

Date of Last Update: October 12, 2022

1. The Service

1.1 Introduction

Sci-Prep LLC (“SciPrep,” “we,” “us,” “our”) provides a personalized subscription service ("SciPrep service", "our service" or "the service") that allows our users to access SciPrep content ("SciPrep content"), including all features and functionalities, and reviews through its website located at sciprep.com (the “Site”).

You have accepted these Terms & Conditions, which govern your use of our service.

YOU AGREE TO THE BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER DESCRIBED IN SECTION 7 TO RESOLVE ANY DISPUTES WITH SCIPREP (EXCEPT FOR MATTERS THAT MAY BE TAKEN TO SMALL CLAIMS COURT).

1.2 Modifications to Terms & Conditions

We reserve the right, at our sole discretion, to change or modify portions of these Terms & Conditions at any time. If we do this, depending on the nature of the change, we will post the changes on this page and indicate at the top of this page the date these terms were last revised and/or notify you, either in an email notification or through other reasonable means and as required by applicable law. Any such changes will become effective no earlier than fourteen (14) days after they are posted, except that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your continued use of the Service after the date any such changes become effective constitutes your acceptance of the new Terms & Conditions. In addition, when using certain Services, you will be subject to any additional terms applicable to such Services that may be posted on the Services from time to time.

1.3 Privacy

At SciPrep, we respect the privacy of our users. For details please see our Privacy Policy. By using the Service, you consent to our collection and use of personal data as outlined therein.

2. Access and Use of the Service

2.1 Use Description

The SciPrep services, and any content viewed through our services, are solely for your personal and non-commercial use. By purchasing a Membership Plan or using a Referral Code we grant you a limited, non-exclusive, non-transferable, license to access the SciPrep content and view your course(s) through the services on a streaming-only basis for that purpose. Except for the foregoing limited license, no right, title or interest shall be transferred to you. You agree not to use the services for public performances. SciPrep may revoke your license at any time in its sole discretion. Upon such revocation, you must promptly destroy all content downloaded or otherwise obtained through the services, as well as copies of such materials, whether made in accordance with these Terms & Conditions or otherwise.

2.2 Your Registration Obligations

You may be required to register with SciPrep in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services’ registration form. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian.

2.3 Member Account, Password and Security

You can access your account only from a single device at a time. If your account is open on a device, you will not be able to login in your account from any other device until the first device is logged out or a period of 30 minutes of inactivity of the first device has passed causing an automatic log out.

You may never use another's account, and you may not provide another person with the username and password to access your account. You should maintain control over all of the devices that are used to access the Services. We do not track which device you use and therefore cannot deactivate accounts for certain devices only. If you fail to maintain control of a device, other users may access the Services through your account and may be able to access certain of your account information. For security reasons, your account will automatically log out after 30 minutes of inactivity. You are fully responsible for any and all activities that occur under your password or account, and it is your responsibility to ensure that your password remains confidential and secure. You agree to (a) immediately notify SciPrep of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session when accessing the Services. SciPrep will not be liable for any loss or damage arising from your failure to comply with this Section.

We can terminate your account, or deactivate it in order to protect you, or SciPrep from identity theft or other fraudulent activity.

2.4 Modifications to Service

SciPrep reserves the right to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice. You agree that SciPrep will not be liable to you or to any third party for any modification, suspension or discontinuance of the Services. We have no obligation to retain any of Your Account or Submitted Content for any period of time beyond what may be required by applicable law.

2.5 General Practices Regarding Use and Storage

You acknowledge that SciPrep may establish general practices and limits concerning use of the Services, including without limitation the maximum period of time that data or other content will be retained by the Services and the maximum storage space that will be allotted on SciPrep’s servers on your behalf. You agree that SciPrep has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. You acknowledge that SciPrep reserves the right to terminate accounts that are inactive or have been deactivated for an extended period of time. You further acknowledge that SciPrep reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice.

2.6 Referral Codes and Membership Plans

Third party institutions may allow you to access the Services by giving you a Referral Code. Referral Codes are distributed to the sole discretion of the third party institution with the limitations indicated by the third party institution.

Without a Referral Code, the Service or any portion thereof is made available through the purchasing of a Membership Plan. A Membership Plan is a subscription with payments due at the beginning of the billing period indicated in the Membership Plan. Payments are automatically processed and the Membership Plan automatically renewed unless you turn off the Auto Renew option from your “Payment and Plans” page.
If no auto renew is set, we will email you a payment reminder 3 days before the expiration date. If no new membership plan is purchased during the 3 days before the expiration date of the current membership plan, you will not have access to the services until a new membership plan is purchased or a referral code is used.

The purchase is processed by PayPal Inc. (“PayPal”). Refer to PayPal’s Terms and Conditions and Privacy Policy for the treatment of your information.

You agree to pay SciPrep the amount that is specified in the Membership Plan (as well as any applicable taxes) in accordance with the terms of such plan and this Terms & Conditions. You hereby authorize SciPrep, through PayPal, to bill your payment instrument in accordance with the terms of the applicable Membership Plan (as well as any applicable taxes). If you dispute any charges, you must let SciPrep know within thirty (30) days after the date that SciPrep charges you.

We reserve the right to change SciPrep's prices. You shall be responsible for all taxes associated with the Services other than U.S. taxes based on SciPrep's net income.

2.7 Pausing the Service

You can pause your Service at any time by switching off the auto renew option, and you will continue to have access to the SciPrep services through the end of your billing period. To pause, do not purchase any new Membership Plan.

To reactivate an account, you can use a Referral Code or access your account, select a Membership Plan, and proceed with the payment.

2.8 Refunds

Unless otherwise noted during your payment of the Services you choose, as required by applicable law in your jurisdiction, should you become dissatisfied with the Services within the first 7 days after payment, SciPrep will refund the full amount of your payment and subsequently terminate your access. Refunds are not available for customers 7 days after a payment. Refunds are not available for accounts which have violated the Terms & Conditions; violations are determined at SciPrep's sole discretion. If SciPrep determines that you are abusing our refund policy, we reserve the right to suspend or terminate your account and refuse or restrict any and all current or future use of the Services without delivering a refund. To request a refund, email info@sciprep.com or use the Contact Us form.

3. Conditions of Use

3.1 User Conduct

You are solely responsible for all information, data, text, links, messages or other materials (“content”) that you share via the Services. SciPrep reserves the right to investigate and take appropriate legal action against anyone who, in SciPrep’s sole discretion, violates this provision, including without limitation, removing the offending content from the Services, suspending the user’s possibility to comment or terminating the account of such violators and reporting you to the law enforcement authorities. You agree to not use the Services to:

  • share any content that (i) infringes any intellectual property or other proprietary rights of any party; (ii) you do not have a right to share under any law or under contractual or fiduciary relationships; (iii) contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; (iv) poses or creates a privacy or security risk to any person; (v) constitutes unsolicited or unauthorized advertising, promotional materials, commercial activities and/or sales, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” “contests,” “sweepstakes,” or any other form of solicitation; (vi) is unlawful, harmful, threatening, abusive, harassing, tortious, excessively violent, defamatory, vulgar, obscene, pornographic, libelous, invasive of another’s privacy, hateful racially, ethnically or otherwise objectionable; or (vii) in the sole judgment of SciPrep, is objectionable or which restricts or inhibits any other person from using or enjoying the Services, or which may expose SciPrep or its users to any harm or liability of any type;
  • interfere with or disrupt the Services or servers or networks connected to the Services, or disobey any requirements, procedures, policies or regulations of networks connected to the Services;
  • violate any applicable local, state, national or international law, or any regulations having the force of law;
  • impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
  • solicit personal information from anyone under the age of 18;
  • harvest or collect email addresses or other contact information of other users from the Services by electronic or other means for the purposes of sending unsolicited emails or other unsolicited communications;
  • advertise or offer to sell or buy any goods or services for any business purpose that is not specifically authorized;
  • further or promote any criminal activity or enterprise or provide instructional information about illegal activities; or
  • obtain or attempt to access or otherwise obtain any materials or information through any means not intentionally made available or provided for through the Services.

3.2 Commercial Use

Unless otherwise expressly authorized herein or by SciPrep in writing, you agree not to display, distribute, license, perform, publish, reproduce, duplicate, copy, create derivative works from, modify, sell, resell, exploit, transfer or upload for any commercial purposes, any portion of the Services, use of the Services, or access to the Services. The Services are solely for your non-commercial, personal use.

3.3 Cancellation

To cancel the Service and have your account information removed email a request of cancellation at info@sciprep.com. We will need to contact you in order to verify the ownership of the account before we can terminate the account.

3.4 Changes to the Price and Subscription Plans

We reserve the right to change our Membership Plans or adjust pricing for our service or any components thereof in any manner and at any time as we may determine in our sole and absolute discretion. Except as otherwise expressly provided for in these Terms & Conditions, any price changes or changes to your Membership Plan will take effect with the next billing period.

4. Intellectual Property Rights

4.1 Service Content, Software and Trademarks

You acknowledge and agree that the Services may contain content or features (“Service Content”) that are protected by copyright, patent, trademark, trade secret or other proprietary rights and laws. Except as expressly authorized by SciPrep, you agree not to modify, copy, frame, scrape, rent, lease, loan, sell, distribute or create derivative works based on the Services or the Services Content, in whole or in part, except that the foregoing does not apply to your own User Content (as defined below) that you legally upload to the Services. In connection with your use of the Services you will not engage in or use any data mining, robots, scraping or similar data gathering or extraction methods. If you are blocked by SciPrep from accessing the Services (including blocking your IP address), you agree not to implement any measures to circumvent such blocking (e.g., by masking your IP address or using a proxy IP address). Any use of the Services or the Services Content other than as specifically authorized herein is strictly prohibited. The technology and software underlying the Services or distributed in connection therewith are the property of SciPrep. You agree not to copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, or otherwise transfer any right in the Software. Any rights not expressly granted herein are reserved by SciPrep.

The SciPrep name and logos are trademarks and service marks of SciPrep (collectively the “SciPrep Trademarks”). Nothing in this Terms & Conditions or the Services should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of SciPrep Trademarks displayed on the Services, without our prior written permission in each instance. All goodwill generated from the use of SciPrep Trademarks will inure to our exclusive benefit.

4.2 Third Party Material

Under no circumstances will SciPrep be liable in any way for any content or materials of any third parties (including users), including, but not limited to, for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any such content. You acknowledge that SciPrep does not pre-screen content, but that SciPrep and its designees will have the right (but not the obligation) in their sole discretion to refuse or remove any content that is available via the Services. Without limiting the foregoing, SciPrep and its designees will have the right to remove any content that violates these Terms & Conditions or is deemed by SciPrep, in its sole discretion, to be otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any content, including any reliance on the accuracy, completeness, or usefulness of such content.

4.3 User Content Transmitted Through the Services

With respect to the content or other materials you share with other users or recipients (collectively, “User Content”), you represent and warrant that you own all right, title and interest in and to such User Content, including, without limitation, all copyrights and rights of publicity contained therein, and that you have all required rights to post or transmit such content or other materials without violation of any third-party rights. By uploading any User Content you hereby grant and will grant SciPrep, its affiliated companies and partners (including but not limited to SciPrep Lecturers, practitioners and other third parties providing instructional information through the Services, collectively “partners”) a nonexclusive, worldwide, royalty free, fully paid up, transferable, sublicensable, perpetual, irrevocable license to copy, display, upload, adapt, perform, publish, distribute (through multiple tiers of distribution and partnerships), store, modify and otherwise use and fully exploit your User Content in any and all media, form, medium, technology or distribution methods now known or later developed and for any and all purposes (commercial or otherwise).

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information relevant to the Services (“Submissions”), provided by you to SciPrep, its affiliated companies or partners are non-confidential and SciPrep, its affiliated companies and partners will be entitled to the unrestricted use and dissemination of these Submissions for any purpose, commercial or otherwise, without acknowledgment or compensation to you.

You acknowledge and agree that SciPrep may preserve content and may also disclose content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process, applicable laws or government requests; (b) enforce these Terms & Conditions; (c) respond to claims that any content violates the rights of third parties; or (d) protect the rights, property, or personal safety of SciPrep, its users and the public. You understand that the technical processing and transmission of the Services, including your content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

4.4 Copyright Complaints

SciPrep respects the intellectual property of others. If you believe in good faith that any materials on the Sites infringe upon your copyrights, please email SciPrep the following information at info@sciprep.com:

  • Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
  • Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;
  • Your address, telephone number, and email address;
  • A statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;
  • A statement by you, made under penalty of perjury, that the information in your notification is accurate, and that you are the copyright owner or are authorized to act on the copyright owner’s behalf;
  • A physical or electronic signature of the copyright owner or the person authorized to act on behalf of the owner of the copyright interest.

4.5 Counter-Notice

If you believe that your User Content that was removed (or to which access was disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner’s agent, or pursuant to the law, to use the content in your User Content, you may send a written counter-notice containing the following information to us:

  • Your physical or electronic signature;
  • Identification of the content that has been removed or to which access has been disabled and the location at which the content appeared before it was removed or disabled;
  • A statement that you have a good faith belief that the content was removed or disabled as a result of mistake or a misidentification of the content;
  • And your name, address, telephone number, and email address.

If a counter-notice is received by us, SciPrep will send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed content or cease disabling it in 10 business days. Unless the copyright owner files an action seeking a court order against the content provider, member or user, the removed content may be replaced, or access to it restored, in 10 to 14 business days or more after receipt of the counter-notice, at our sole discretion.

4.6 Repeat Infringer Policy

SciPrep may also at its sole discretion limit access to the Services and/or terminate the memberships of any users who infringe any intellectual property rights of others, whether or not there is any repeat infringement.

5. Disclaimer of Warranties

YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. EXCEPT AS OTHERWISE EXPRESSLY PROVIDED HEREIN, SCIPREP EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY.

SCIPREP MAKES NO WARRANTY THAT (I) THE SERVICES WILL MEET YOUR REQUIREMENTS, (II) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (III) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, OR (IV) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICES WILL MEET YOUR EXPECTATIONS.

6. Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT SCIPREP WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF SCIPREP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM: (I) THE USE OR THE INABILITY TO USE THE SERVICE; (II) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (III) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (IV) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (V) ANY OTHER MATTER RELATING TO THE SERVICE. IN NO EVENT WILL SCIPREP’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID SCIPREP IN THE LAST SIX (6) MONTHS, OR, IF GREATER, FIFTY DOLLARS ($50).

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICES OR WITH THESE TERMS & CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICES.

7. Binding Arbitration; Class Action Waiver

You and SciPrep agree that any dispute, claim or controversy arising out of or relating in any way to the Service, these Terms & Conditions and this Arbitration Agreement, shall be determined by binding arbitration or in small claims court. Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, allows for more limited discovery than in court, and is subject to very limited review by courts. Arbitrators can award the same damages and relief that a court can award and nothing in this Arbitration Agreement shall be interpreted as limiting any non-waivable statutory rights. You agree that, by agreeing to these Terms & Conditions, the U.S. Federal Arbitration Act governs the interpretation and enforcement of this provision, and that you and SciPrep are each waiving the right to a trial by jury or to participate in a class action. This arbitration provision shall survive termination of this Agreement and the termination of your SciPrep services.

If you elect to seek arbitration or file a small claim court action, you must first send us at SciPrep, info@sciprep.com, a written Notice of your claim ("Notice"). If SciPrep initiates arbitration, it will send a written Notice to the email address used for your account. A Notice, whether sent by you or by SciPrep, must (a) describe the nature and basis of the claim or dispute; and (b) set forth the specific relief sought ("Demand"). If SciPrep and you do not reach an agreement to resolve the claim within 30 days after the Notice is received, you or SciPrep may commence an arbitration proceeding or file a claim in small claims court.

YOU AND SCIPREP AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Furthermore, unless both you and SciPrep agree otherwise, the arbitrator may not consolidate more than one person's claims with your claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

8. Termination

You agree that SciPrep, in its sole discretion, may suspend or terminate your account (or any part thereof) or use of the Services and remove and discard any content within the Services, for any reason, including, without limitation, for lack of use or if SciPrep believes that you have violated or acted inconsistently with the letter or spirit of these Terms & Conditions. Any suspected fraudulent, abusive or illegal activity that may be grounds for termination of your use of Services, may be referred to appropriate law enforcement authorities. SciPrep may also in its sole discretion and at any time discontinue providing the Services, or any part thereof, with or without notice. You agree that any termination of your access to the Services under any provision of this Terms & Conditions may be effected without prior notice, and acknowledge and agree that SciPrep may immediately deactivate or delete your account and all related information and files in your account and/or bar any further access to such files or the Services. Further, you agree that SciPrep will not be liable to you or any third party for any termination of your access to the Services.

9. Disputes Between Users

You agree that you are solely responsible for your interactions with any other user in connection with the Services and SciPrep will have no liability or responsibility with respect thereto. SciPrep reserves the right, but has no obligation, to become involved in any way with disputes between you and any other user of the Service.

10. General

These Terms & Conditions constitute the entire agreement between you and SciPrep and govern your use of the Services, superseding any prior agreements between you and SciPrep with respect to the Services. You also may be subject to additional terms and conditions that may apply when you use affiliate or third party services, third party content or third party software. These Terms & Conditions will be governed by the laws of the State of New Jersey without regard to its conflict of law provisions. With respect to any disputes or claims not subject to arbitration, as set forth in Section 7 above, you and SciPrep agree to submit to the personal and exclusive jurisdiction of the state and federal courts located within Newark, New Jersey. The failure of SciPrep to exercise or enforce any right or provision of these Terms & Conditions will not constitute a waiver of such right or provision. If any provision of these Terms & Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms & Conditions remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Services or these Terms & Conditions must be filed within one (1) year after such claim or cause of action arose or be forever barred. A printed version of this agreement and of any notice given in electronic form will be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You may not assign this Terms & Conditions without the prior written consent of SciPrep, but SciPRep may assign or transfer this Terms & Conditions, in whole or in part, without restriction. The section titles in these Terms & Conditions are for convenience only and have no legal or contractual effect. Notices to you may be made via either email or regular mail. Under no circumstances shall SciPrep be held liable for any delay or failure in performance resulting directly or indirectly from an event beyond its reasonable control. The Services may also provide notices to you of changes to these Terms & Conditions or other matters by displaying notices or links to notices generally on the Services.

10.1 Customer Support

To find more information about our Services and its features, or if you need assistance with your account, please email us at info@sciprep.com or use our Contact Us form, which is accessible through the sciprep.com website. In certain instances, Customer Service may best be able to assist you by using a remote access support tool through which we have full access to your computer. If you do not want us to have this access, you should not consent to support through the remote access tool, and we will assist you through other means. In the event of any conflict between these Terms & Conditions and information provided by Customer Service or other portions of our websites, these Terms & Conditions will control.

10.2 Communication Preferences

We will send you information relating to your account (e.g. payment authorizations, invoices, changes in password, confirmation messages, notices) in electronic form only, for example via emails to your email address provided during registration. You agree that any notices, agreements, disclosures or other communications that we send to you electronically will satisfy any legal communication requirements, including that such communications be in writing.